Insurance & Legal Protection
Download ResourcesNext
Next Insurance is a fully digital insurance provider tailored to the needs of small businesses and independent workers. Its user-friendly platform allows customers to easily purchase, customize, and manage insurance policies online, making it ideal for freelancers, gig workers, and small businesses seeking flexibility and affordability.
Targeted Customers
- Appetite
- Small Businesses
- Retail: Coverage for stores, boutiques, and online retailers handling inventory, customer interactions, and sales.
- Restaurants and Food Services: Policies for cafes, food trucks, and small dining establishments.
- Trades and Contractors:
- Electricians
- Plumbers
- HVAC technicians
- General contractors
- Professional Services: Small firms offering consulting, accounting, or design services.
- Freelancers and Independent Workers:
- Gig Workers: Delivery drivers, rideshare operators, and similar occupations.
- Service Providers: Handypersons, photographers, personal trainers, and hair stylists.
- Creative Professionals: Graphic designers, writers, and artists operating as sole proprietors.
Type of Policies Offered
- General Liability Insurance: Protects against third-party claims of bodily injury, property damage, or personal injury.
- Professional Liability Insurance (Errors & Omissions): Covers claims related to mistakes or negligence in professional services.
- Commercial Auto Insurance: Provides coverage for vehicles used for business purposes.
- Tools and Equipment Insurance: Covers repair or replacement of essential business tools.
- Workers' Compensation Insurance: Mandatory coverage for employees in case of workplace injuries or illnesses.
Hiscox Insurance
Hiscox is a leading provider of small business insurance, offering tailored policies to a wide range of industries. Their expertise lies in understanding the unique risks small businesses face, providing comprehensive solutions that offer flexibility and peace of mind.
Ideal For
- Appetite:
- Small Businesses:
- Retail: Small shops, mobile vendors, and seasonal businesses.
- Restaurants: Food trucks, pop-up food stalls, and small catering businesses.
- Trades and Contractors:
- Handypersons
- Electricians
- Plumbers
- Event setup teams
- Professional Services: Small consulting firms, fitness instructors, and independent educators.
- Freelancers and Independent Workers:
- Service Providers: Dog walkers, personal trainers, and yoga instructors.
- Event Professionals: Wedding planners, DJs, and photographers.
- Seasonal Workers: Holiday decorators and festival staff.
Type of policies offered
- General Liability Insurance: Coverage for bodily injury and property damage claims, available on a short-term basis.
- Professional Liability Insurance: On-demand coverage for claims of negligence or professional errors.
- Tools and Equipment Insurance: Protects tools and gear used for specific projects or events.
- Event Insurance: Covers liabilities associated with single or multiple events.
- Short-Term Policies: Hourly, daily, or monthly options for temporary coverage needs.
Coterie Insurance
Empowering Your Business with Affordable Legal Protection. At EmployerEase, we aim to empower entrepreneurs, solopreneurs, and small business owners by connecting them with services that simplify and strengthen their journey. One of our trusted partners, LegalShield, offers comprehensive and affordable legal protection tailored for businesses of all sizes.
Target Customers
- Freelancers and Independent Workers: Writers, graphic designers, and photographers.
- Gig Workers: Delivery drivers, rideshare operators, and similar professions.
- Small Businesses: Startups, solopreneurs, and microbusinesses.
- Service Providers: Personal trainers, handypersons, and hair stylists.
- Trades and Contractors: Electricians, plumbers, and HVAC technicians.
- Retail and Food Services: Cafes, food trucks, and small retail shops.
Type of Policies offered
- General Liability Insurance: Covers claims for bodily injury, property damage, or personal injury.
- Professional Liability Insurance (Errors & Omissions): Protects against claims arising from professional errors or negligence.
- Business Owner’s Policy (BOP): Combines property and liability insurance for small businesses.
- Tools and Equipment Insurance: Covers repair or replacement of essential business tools.
- Workers’ Compensation Insurance: Covers medical expenses and lost wages for employees injured on the job.
Thimble
Thimble specializes in flexible, on-demand insurance tailored for small businesses, freelancers, and gig workers. Its policies can be purchased by the hour, day, or month, making it ideal for project-based or seasonal workers.
Target Customers
- Appetite:
- Small Businesses:
- Retail: Small shops, mobile vendors, and seasonal businesses.
- Restaurants: Food trucks, pop-up food stalls, and small catering businesses.
- Trades and Contractors:
- Handypersons
- Electricians
- Plumbers
- Event setup teams
- Professional Services: Small consulting firms, fitness instructors, and independent educators.
- Freelancers and Independent Workers:
- Service Providers: Dog walkers, personal trainers, and yoga instructors.
- Event Professionals: Wedding planners, DJs, and photographers.
- Seasonal Workers: Holiday decorators and festival staff.
Type of policies Offered
- General Liability Insurance: Coverage for bodily injury and property damage claims, available on a short-term basis.
- Professional Liability Insurance: On-demand coverage for claims of negligence or professional errors.
- Tools and Equipment Insurance: Protects tools and gear used for specific projects or events.
- Event Insurance: Covers liabilities associated with single or multiple events.
- Short-Term Policies: Hourly, daily, or monthly options for temporary coverage needs.
Legal Shield
Coterie Insurance simplifies small business insurance with a fully digital approach. By leveraging advanced technology, they deliver fast, efficient, and affordable policies, catering especially to freelancers, gig workers, and small businesses seeking a streamlined experience.
Ideal For
- Unlimited Legal Consultation: Access to expert legal advice on an unlimited number of topics, including contracts, intellectual property, compliance, and more.
- Document Review: LegalShield attorneys will review contracts and agreements (up to a specified number of pages) to ensure you’re protected before signing.
- Letters and Phone Calls on Your Behalf: If needed, attorneys can draft letters or make phone calls to help resolve disputes or communicate with vendors and clients.
- Debt Collection Assistance: LegalShield provides tools to help you recover receivables and navigate debt collection processes.
- Trial Defense Services: Members receive legal representation for covered business matters, including lawsuits and other disputes.
- Business Formation Services: Get legal support for forming and registering your business entity, whether it’s an LLC, partnership, or corporation.
Benefits
- Cost-Effective Legal Access: For a low monthly fee, avoid the high hourly rates of traditional attorneys while gaining unlimited legal advice.
- Peace of Mind: Focus on growing your business with confidence, knowing you have legal experts on your side.
- Time Savings: Avoid lengthy searches for attorneys and rely on LegalShield’s pre-vetted network of professionals.
- Proactive Legal Support: Address potential legal issues early to prevent costly disputes later.
- Nationwide Coverage: Whether your business operates locally or across state lines, LegalShield’s network ensures you're covered.
Why Consider Quickbooks
- Through our partnership with LegalShield, EmployerEase enhances its mission of simplifying business operations and providing entrepreneurs with the resources they need to succeed.
- By integrating LegalShield into our ecosystem, we help business owners proactively protect their ventures while focusing on their core goals.
Contact Form
If you would like to speak to a licensed EmployerEase Agent regarding your business coverages please complete this form and an agent will contact you shortly. Person Completing Form. For Should Auto Complete their user and business Profile information